［1］People’s Bank of China.
China financial integrated circuit (IC) card specifications:JR/T 0025［S］.Beijing:Financial Press of China, 2013.(in Chinese)
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附中文参考文献：
［1］中国人民银行.
中国金融集成电路（IC）卡规范：JR/T 0025［S］.
北京：中国金融出版社，2013.
附录1招商银行金卡一卡通部分标准借贷记的通讯log:
1CmdIn: 00 88 00 00 04 11 22 33 47
2DataOut：61 93
3CmdIn: 00 C0 00 00 93
4DataOut：80 81 90 42 55 75 22 1B AD 8D 9B 62 D0 1D 4E 0E 14 7B D4 18 C7 AD CC B4 2A 01 DE 83 A5 31 0F E0 EF 68 12 E3 C4 F7 00 07 40 45 9E DA 59 70 DC 10 EA D9 1B 35 37 A8 29 8E CF 0E 6C 64 0A 00 40 1B A3 AD 5C 28 19 D7 7B 1F B6 38 12 AD 3B F0 E5 F2 60 41 67 DE 53 7A 99 E6 AC 5F 3D 82 1B DA 87 D4 0A FB 4D DE EA CE 2A 54 96 BE 7D 2C 98 92 58 3F AB C0 D1 2D 9E 0B E1 E4 83 E9 42 AC 6C B6 B4 6D A8 9D 60 9A 90 7B 11 01 D9 52 0F 59 81 CD C6 E1 91 22 22 90 00
5CmdIn: 80 CA 9F 36 05
6DataOut：9F 36 02 00 67 90 00
7CmdIn: 00 88 00 00 04 11 22 33 48
8DataOut：61 93
9CmdIn: 00 C0 00 00 93
10DataOut：80 81 90 8F 50 80 7D 6F 5E D1 37 49 6B 0D A4 71 72 92 0E 80 AA 6A 82 B7 BB 6F 3E B2 BB 3B 52 45 37 17 5D 73 3F C2 74 66 95 6D 18 DE BD 30 0E 36 AC A0 F9 A9 2B BA 33 88 80 09 2A 70 34 7C DE 20 E2 E3 1F 22 56 8A 8E 46 BA DE 5E 35 23 93 06 6F 60 95 6F 50 F9 D8 5F 05 4B 84 87 26 47 7B 92 96 92 16 AF 35 D2 06 9D 6D C1 16 D0 A3 6D 18 7F 7A 5F E9 E7 E8 FC 5E E3 D2 8C F7 72 B3 64 CF AE 65 A3 7B 1D 60 24 EE 66 80 7C AA 2B DD 67 78 CF 50 95 96 B7 90 00
11CmdIn: 80 CA 9F 36 05
12DataOut：9F 36 02 00 67 90 00
13CmdIn: 00 88 00 00 04 11 22 33 49
14DataOut：61 93
15CmdIn: 00 C0 00 00 93
16DataOut：80 81 90 01 C2 60 FF E3 9D 1B F7 7B CE 3B 85 BE 9C AD DE C9 CB 5E 55 B1 67 1B 82 9D 42 46 ED C3 4D 31 21 89 19 80 13 B1 8D CD E5 C7 1A 69 CE CF 0B 4B 65 50 FE FA 4A B9 F6 A9 04 BA 7F 09 83 F0 DF B3 FA 9E 6E 62 DD 86 9B 1B 8E 2B E1 32 10 71 93 AB B0 4F AA 91 41 F8 9B FE 57 5F AE 01 F8 1C A7 04 BD 5D 21 24 07 F1 0D 64 CA 86 76 E0 74 DB 22 4F 07 9B D8 7F F4 2C E7 29 F7 25 07 18 2D EC 0F E0 95 E4 96 D5 93 EB 31 67 51 7F 55 4B B1 82 E5 4F 4A 90 00
17CmdIn: 80 CA 9F 36 05
18DataOut：9F 36 02 00 67 90 00
19CmdIn: 00 88 00 00 04 11 22 33 49
20DataOut：61 93
21CmdIn: 00 C0 00 00 93
22DataOut：80 81 90 01 C2 60 FF E3 9D 1B F7 7B CE 3B 85 BE 9C AD DE C9 CB 5E 55 B1 67 1B 82 9D 42 46 ED C3 4D 31 21 89 19 80 13 B1 8D CD E5 C7 1A 69 CE CF 0B 4B 65 50 FE FA 4A B9 F6 A9 04 BA 7F 09 83 F0 DF B3 FA 9E 6E 62 DD 86 9B 1B 8E 2B E1 32 10 71 93 AB B0 4F AA 91 41 F8 9B FE 57 5F AE 01 F8 1C A7 04 BD 5D 21 24 07 F1 0D 64 CA 86 76 E0 74 DB 22 4F 07 9B D8 7F F4 2C E7 29 F7 25 07 18 2D EC 0F E0 95 E4 96 D5 93 EB 31 67 51 7F 55 4B B1 82 E5 4F 4A 90 00
23CmdIn: 80 CA 9F 36 05
24DataOut：9F 36 02 00 67 90 00
