Abstract:

With the increase of the number of users and the total amount of transactions of online banking, it has become the preferred target of some attackers. The security issue has become one of the main considerations of users. To some extent, this has hindered the development of online banking. The related security has become one of the focused issues of the most banks and researchers. Based on analyzing the basic processes of online payment and the mode of attack, we discussed its security and proposed related prevention techniques. The processes of tampering with the signature data were analyzed, then corresponding system model and design strategies were discussed in detail.

Key words: online banking;public key infrastructure;cryptographic service providers;signature;smart card